I got right on the state website. No sweat. The website took me through one page at a time, fill in the blanks and hit buttons to move through the process. I realized I needed my tax return to fill in a lot of blanks. They asked a plethora of questions, and while they don't ask about pre-existing conditions, they asked me if I smoke. So apparently a person could be suicidal, mentally ill, morbidly obese, or in the middle of a million dollars of cancer treatments, but if he smokes, he's going to be discriminated against. Not a pro smoking guy, but the only thing that they discriminate?
After forty five minutes or so of answering questions, it took me to a summary page and I realized I misstated something on the first page. To return, one must hit 'back' on every single page, wait for it to load, hit 'back' again, and so on. I fixed my error, then had to hit 'next' and go through every page once again.
Finally, it provided options: I could buy the cheapest plan, for $706 per month for the two of us, with a TWELVE THOUSAND DOLLAR DEDUCTIBLE. That's not health care insurance, that's a joke! I scrolled down through other options and the rates went up while the deductibles went down, until I could pay $1,500 a month with a twenty-five hundred dollar deductible. It seems to be like Obamacare promised lower rates and is not delivering.
I clicked on a choice and the red lettered words declared; "We are unable to process your application now. Your information is saved. Please try later." An hour and a half, zero results.
That's my personal experience. This isn't politics. This is a guy applying for healthcare.